UPI आईडी का हिंदी में मतलब होता है “यूनिफाइड पेमेंट्स इंटरफेस आईडेंटिफायर”. यह एक आईडेंटिफायर होता है जो भारतीय भुगतान नेटवर्क (UPI) पर आधारित डिजिटल पेमेंट्स में उपयोग किया जाता है। UPI आईडी एक अद्वितीय संख्या होती है जो आपके बैंक खाते से जुड़ी होती है और जिसे आप अपने मोबाइल फोन में UPI एप्लिकेशन के माध्यम से उपयोग करके पेमेंट्स के लिए इस्तेमाल कर सकते हैं।
UPI stands for Unified Payments Interface, and UPI ID is a unique identifier used for UPI-based digital payments in India. It is a virtual payment address that is linked to a bank account and is used to send and receive money through UPI-enabled apps.
When you create a UPI ID, you can link it to one or more of your bank accounts. This allows you to make digital payments from any of those accounts without having to enter the account details every time. Instead, you can simply use your UPI ID, which is easier to remember and share with others.
UPI ID is usually in the format of your mobile number followed by “@upi” or a custom name of your choice followed by “@upi”. For example, if your mobile number is 1234567890, your UPI ID could be 1234567890@upi or john.doe@upi.
UPI ID is used for a variety of transactions, such as sending and receiving money, paying bills, making online purchases, and more. It is a safe and secure way to make digital payments, as UPI transactions are protected by multi-factor authentication, including your UPI PIN and biometric verification.
In summary, UPI ID is a virtual payment address that allows you to make UPI-based digital payments in India. It is linked to your bank account and makes it easier to send and receive money through UPI-enabled apps.